Saving Deposit Scheme
A savings account is an interest-bearing deposit account held at a bank, Post office or another financial institution like Nidhi Company that provides a modest interest rate. These accounts let customers set aside a portion of their liquid assets while earning a monetary return. The bottom line is that any solid financial plan rests on a foundation of liquid assets, such as cash and the money in your checking account. Your checking account may handle your everyday expenses, but there are good reasons to have extra money in a savings account. Savings account is an interest-bearing account with certain limitations.
Pukaar Nidhi Limited
Pukaar Nidhi LimitedSaving Deposit Schemes is most suitable for the customers who desire to invest their monthly surplus funds of a fixed amount for a fixed period and reinvest the accrued / earned interest thereon at an attractive rate of interest. The depositors can set the target for saving Deposit Schemes maturity amount, time period & enjoy the benefit of quarterly compounding of interest.
Normal Saving Account Scheme
|
Scheme Name
|
Minimum Balance |
Rate of Interest |
| Normal Saving Account |
1000.00 |
4.70 |
PNL Saving Account Scheme
| Scheme Name |
Minimum Balance |
Rate of Interest |
| PNL Saving Account |
0.00 |
0.00 |
Real Account Scheme
| Scheme Name |
Minimum Balance |
Rate of Interest |
| Real Account |
5000.00 |
0.00 |
Kisan Saving Account Scheme
| Scheme Name |
Minimum Balance |
Rate of Interest |
| Kisan Saving Account |
200.00 |
5.50 |
Mahila Kalyan Saving Account Scheme
| Scheme Name |
Minimum Balance |
Rate of Interest |
| Mahila Kalyan Saving Account |
500.00 |
6.00 |
Super Saving Account Scheme
| Scheme Name |
Minimum Balance |
Rate of Interest |
| Super Saving Account |
2500.00 |
4.70 |
Diamod Saving Account Scheme
| Scheme Name |
Minimum Balance |
Rate of Interest |
| Diamod Saving Account |
5000.00 |
5.25 |
Salient Features
- Nomination facility available for deposits.this is also to be dynamic
- There can be only one Nominee for a deposit account whether held singly or jointly.
- A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
- Applicants can make nomination by filling up the prescribed form.
- The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed
- For more details approach your branch.